401k Limits 2024 2025 Roth . The roth ira contribution limits are $7,000, or $8,000 if you're 50. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.
Workers who contribute to a 401 (k), 403 (b), most 457 plans and the federal government’s thrift savings plan can contribute up to $23,500 in 2025, a $500 increase from the $23,000 cap in 2024. The new annual elective deferral limit under irc section 402 (g).
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2024 401k Limits Contribution For 2024 Linn Lyndsey , As kiplinger has reported, if you are younger than 50, the maximum amount you can contribute to a roth 401(k) for 2024 is $23,000.